Your portfolio has a standard deviation of 12.3 percent and an average return of 9.6 percent.You have a 5 percent probability of losing _____ percent or more in any given year. 
Definitions:
Education Level
The highest degree or stage of schooling completed by an individual, often used as a measure in demographics and sociological research.
Wage Differential
The variation in wages received by individuals due to differences in job characteristics, location, industry, or within the same organization.
Discrimination
Unfair or prejudicial treatment of individuals or groups based on characteristics such as race, gender, age, or sexual orientation.
Competitive Labor Market
A market where numerous buyers and sellers interact to determine the price and quantity of labor, ensuring no single entity can dictate the market terms.
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