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Factors that increase ocean salinity are
Simple Interest
Interest calculated only on the principal amount, or the original sum of money borrowed or invested, without considering the effect of compounding over time.
Obligations
Duties or commitments that require an individual or organization to act in a certain manner, often legally binding.
Equivalent Replacement
The act or process of replacing an asset with another that performs the same function or yields the same output.
Interest Rate
The percentage of a sum of money charged for its use, typically expressed as an annual percentage rate.
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