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Spendability is one of the five characteristics of a currency.
William Julius Wilson
An American sociologist renowned for his work on urban sociology, race, and class in American society.
Permanently Unemployed
Refers to individuals who are out of the workforce for an extended period, with little to no prospect of returning to gainful employment due to various structural or personal factors.
Urban Underclass
A segment of the population living in urban areas that is characterized by high levels of poverty, unemployment, and social marginalization.
Working Poor
Individuals who have employment but whose earnings are not sufficient to meet the minimum living standards.
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