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Of the following individuals,who would be considered to be experiencing the worst scenario in terms of risk factors?
Commodity Money
Money that has intrinsic value, such as gold or silver, used historically as a medium of exchange, unit of account, and store of value.
Money Market Mutual Funds
Investment funds that collect money from various investors to purchase short-term, high-quality debt securities and offer liquidity and relatively low risk.
Federal Reserve Bank
One of the 12 regional banks in the Federal Reserve System of the United States, which serves as the central bank of the country.
Commercial Banks
Financial institutions that offer a wide range of services, including deposits, loans, and other financial products to both individuals and businesses.
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