How Do Credit Analysts Assist Decision Makers in Evaluating the Credit

question 31

Essay

How do credit analysts assist decision makers in evaluating the credit worthiness of a state or local government?

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Definitions:

Standard Deviations

A measure of the amount of variation or dispersion of a set of values relative to the mean.

Crystallized Intelligence

The ability to use learned knowledge and experience effectively.

Primary Mental Abilities

Fundamental skills and cognitive functions such as reasoning, memory, and perception that are considered essential for intelligence.

Inductive Reasoning

A rational procedure where several assumed or generally true statements are merged together to derive a particular outcome.