Regarding Withdrawals from a Roth IRA

question 30

Multiple Choice

Regarding withdrawals from a Roth IRA:

• A)There are minimum withdrawal requirements for a Roth IRA.
• B)Roth IRA withdrawals are taxable if made after the five-tax-year period beginning with the first tax year in which a Roth contribution was made.
• C)Roth withdrawals are deemed to first come from contributions followed by earnings.
• D)Withdrawals that fail to meet the five-year holding period requirement are not taxable to the extent they do not exceed earnings.

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Definitions:

Behaviour Therapists

Psychological professionals who use various techniques based on learning theories to help patients change unhealthy behaviors.

Operant Conditioning

A behavioral modification system where the level of a behavior is adjusted by providing incentives or enforcing consequences.

Classical Conditioning

The process of learning by the repeated association of two stimuli, where the response that was initially elicited by the second stimulus is eventually elicited by the first stimulus alone.

Behaviour Therapy

A type of psychotherapy that focuses on changing undesirable behaviors through reinforcement, punishment, and other learning principles.