Examlex
Management at Hottie Potatee, a nationwide potato bar chain, believes that its customers value a predictable and consistent level of service and quality. When customers stop at one of its potato bars anywhere in the U.S., they should know what to expect in terms of menu, price and quality. In order to maintain this consistency, Hottie Potatee should adopt a decentralized organization.
Excess Reserves
The capital reserves held by a bank or financial institution in excess of what is required by regulators, creditors, or internal controls.
Actual Reserves
The total amount of funds that a bank has on deposit at the Federal Reserve, plus any cash physically held by the bank.
Reserve Requirement
A regulation set by central banks requiring commercial banks to hold a certain proportion of their deposits as reserves.
Government Bonds
Debt securities issued by a government to finance its expenditures, often considered a safe investment.
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