One Disadvantage of Term Life Insurance Is That

question 6

Multiple Choice

One disadvantage of term life insurance is that

• A) when renewed it usually is at a higher premium.
• B) the risk of lost income from the death of the insured is shifted to the insurance company.
• C) it is pure insurance protection for a given time period.
• D) it is generally not available to young people.

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Definitions:

Gender Differences

Variations in characteristics, behaviors, and roles traditionally associated with being male or female.

Biological and Environmental Factors

The combination of genetic, physiological, and environmental influences that affect an individual's behavior, personality, and health.

Conditioning

A process of behavior modification in which a subject learns to respond in a desired manner to a previously neutral stimulus that has been repeatedly presented along with an unconditioned stimulus that elicits the desired response.

False Dichotomy

A logical fallacy that presents two options as the only possibilities when, in fact, other options exist.