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The life cycles of many products are becoming shorter
Truth-In-Lending Act
A U.S. federal law designed to protect consumers in their dealings with lenders and creditors, by requiring clear disclosure of key loan terms and costs.
Interest
The cost of borrowing money, typically expressed as a percentage of the amount borrowed, or the return on investment.
Misrepresentation
The act of providing false, misleading, or incorrect information typically in a contractual context, leading to an erroneous belief by another party.
Material Omission
The failure to include vital information that results in a deceptive representation, significant in legal and financial disclosures.
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