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_____ is a "12-step" program that takes a spiritual approach in which participants admit that they have a problem, share feelings, and resolve to stay "dry" one day at a time with other group members providing support for those struggling to end dependency.
Utility Function
A mathematical representation in economics of a consumer's preference ordering over a set of goods and services.
Consumption
The process by which goods and services are used up or consumed by individuals or groups.
Income
The monetary payment received for labor, services, or investment, constituting the financial resource individuals, businesses, or governments use for spending and saving.
Interest Rate
The proportion of a loan that is charged as interest to the borrower, typically expressed as an annual percentage of the loan balance.
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