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In the VALS framework, a person's resources include all of the following except
Budgeting
The method of developing a strategy for managing your finances, detailing your future economic objectives and plans for reaching them.
Revenue Variance
The difference between actual revenue earned and the budgeted or expected revenue.
Budgeting
The process of creating a plan to spend your money, outlining projected income versus expenses over a period.
Revenue Variance
The difference between actual revenue and expected (budgeted) revenue within a specified period.
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