In the Financial Crisis That Started in 2006, a Significant

question 54

Multiple Choice

In the financial crisis that started in 2006, a significant indicator of the U.S. economic decline was:

• A)a significant drop in interest rates.
• B)a sharp increase in unregulated Ponzi-type security sales.
• C)rising defaults by subprime mortgage borrowers.
• D)a large increase in loan default due to unemployment.

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Definitions:

Engaged Employee

A worker who is fully involved in, and enthusiastic about, his or her work and therefore acts in a way that furthers their organization's interests.

Behavior Modification

System of motivation that emphasizes rewarding people for doing the right things and punishing them for doing the wrong things.

Rewarding

Offering satisfaction, happiness, or benefit, especially after an effort.

Behavior Modification

The use of empirically demonstrated techniques to improve behaviors, often by changing the environment’s response to those behaviors.