How high does the lending rate in the euro zone have to be before an arbitrageur would NOT consider borrowing dollars, trading for euro at the spot, investing in the euro zone and hedging with a short position in the forward contract? 
Definitions:
Behavioral Tendencies
Patterns or propensities to behave in certain ways across different situations and over time.
Enduring Debate
Ongoing discussions or arguments, typically about significant, unresolved questions in various fields or about societal issues.
Person-Situation Debate
A controversy in psychology regarding the influence of personality traits versus situational factors on individual behavior.
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