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Proper Indorsement
A legally acceptable signature or annotation on a document, such as a check, that authorizes its transfer or acceptance.
Dishonor
The refusal or inability to pay a debt when due, or the failure of a financial instrument, like a check, to be accepted or paid on presentation.
Refusal
The act of declining or rejecting an offer, request, or command.
Liability
The state of being legally responsible for something, typically a debt or obligation.
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