One Reason a Bank's Officer May Be Reluctant to Write

question 109

Multiple Choice

One reason a bank's officer may be reluctant to write off a past-due loan is that it will:

• A)Increase the bank's liabilities
• B)Decrease the bank's assets and capital
• C)Increase the bank's liabilities and assets, requiring more capital to be held
• D)Mean the bank will have to answer to an additional regulator

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Definitions:

Social Equity

The fair and just distribution of resources and opportunities among all members of a society, aiming to reduce disparities and promote equality.

Social Justice

Concept that challenges the social structures, processes, and practices associated with inequalities that lead to oppression.

Equity

Principle based on fairness, justice, access, opportunity, and advancement for everyone, while recognizing historically underserved and unrepresented populations, identifying conditions needed to provide effective opportunities for all groups, and eliminating barriers to their full participation.

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Educational programs aimed at increasing participants' cultural awareness, knowledge, and skills to foster an inclusive working environment.