Requiring a Home Buyer to Have a Large Down Payment

question 36

Multiple Choice

Requiring a home buyer to have a large down payment reduces the risk to a mortgage lender because:

• A)If the price of the home falls the buyer is still likely to stay
• B)The buyer is less likely to sell the house
• C)It means the buyer likely underpaid when she bought the house
• D)It means there is more information available on the buyer

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Definitions:

Conduct Problems

Behavioral issues in individuals, typically children or adolescents, that involve difficulty following social rules, norms, and laws.

Separation Anxiety Disorder

A mental health disorder characterized by excessive fear or anxiety about being apart from attachment figures, often seen in children.

Externalizing Disorder

Externalizing disorder refers to a group of disorders characterized by outward-directed behaviors, such as aggression, hyperactivity, defiance, or conduct problems, often observed in children and adolescents.

ADHD

Attention-Deficit/Hyperactivity Disorder (ADHD) is a neurodevelopmental disorder characterized by a pattern of inattention, hyperactivity, and impulsivity that interferes with functioning or development.