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Prosper.com is a San Francisco-based web site that facilitates peer-to-peer micro lending.If you were going to consider making a loan through Prosper, would you be more concerned about adverse selection or moral hazard, and why?
Regression
A statistical method used for estimating the relationships among variables.
Adult
An individual who has achieved full physical and psychological maturity.
Defence Mechanism
Psychological tactics employed subconsciously by different entities to deal with real-world scenarios and preserve their self-perception.
Regression
In psychology, a defense mechanism leading individuals to revert to a less mature state of psychological development under stress or as an analytical process involving fitting a model to data.
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