Which of the Following Factors Occurred in the Early 2000s

question 63

Multiple Choice

Which of the following factors occurred in the early 2000s and created concerns about the ability of Fannie Mae and Freddie Mac to manage their portfolios of assets?

• A)Fannie Mae miscalculated the value of its mortgages that created a restatement of its stockholder equity.
• B)Both agencies overcharged lenders for services they provided.
• C)Fannie Mae operated for some time with a sharp increase in interest rate risk on its balance sheet.
• D)All of the options.

Distinguish between the different types of ossification and their specific characteristics and outcomes.

Identify factors that affect bone growth and development, including nutritional, hormonal, and genetic factors.

Describe the mechanisms of bone growth, including appositional growth and growth at the epiphyseal plate.

Interpret and analyze demand curves and their characteristics (elastic, inelastic, unit elastic).

---

Definitions:

Real Interest Rate

The interest rate adjusted for inflation, indicating the real profit of an investment or the real cost of borrowing.

Government Budget Deficit

A financial situation that occurs when a government's expenditures exceed its revenues in a given fiscal period.

National Saving

National saving, also known as domestic saving, is the sum of private and public saving, representing the part of national income that is not consumed or spent by the government.

Net Exports

The value of a country's total exports minus its total imports, reflecting the trade balance.