Which of the Following Is NOT a Factor That May

question 59

Multiple Choice

Which of the following is NOT a factor that may cause the prepayment risk on a pool of mortgages to differ from the PSA's assumed pattern?

• A)The age of the mortgage pool.
• B)Geographic location.
• C)Seasons in the year in which the mortgage was originated.
• D)Full or partial amortization of the payments.

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Definitions:

Rites of Purification

ceremonial practices aimed at cleansing individuals, objects, or places of impurity or sin to restore a state of holiness or purity.

Correcting Behaviors

Actions or interventions designed to modify undesirable behaviors into acceptable ones according to societal standards.

Religious Rules

Guidelines or laws that are derived from religious beliefs and dictate the conduct, practices, and rituals of adherents.

Feng Shui

is an ancient Chinese practice that involves arranging the physical environment in harmony with spiritual forces to promote health, prosperity, and wellbeing.