Which of the Following Is a Reason for an FI

question 52

Multiple Choice

Which of the following is a reason for an FI to sell a residential real estate loan rather than securitize it through GNMA?

• A)The loan is too large to meet securitization standards.
• B)The loan is not insured by FHA or guaranteed by the VA.
• C)The loan recipient's income cannot be verified.
• D)The loan carries a non-standard adjustable interest rate.
• E)All of the options.

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Definitions:

Memory Consolidation

The process by which short-term memories are transformed into long-term memories, making them more stable and durable over time.

Recurring Dreams

Dreams that appear repeatedly over a period of time, often reflecting unresolved conflicts or stressors in a person's life.

REM Sleep

A phase of sleep characterized by rapid eye movements, low muscle tone, and vivid dreams.

Neurons

Specialized cells within the nervous system that transmit information to other nerve cells, muscle, or gland cells.