Which of the Following Is NOT a Differentiation Between Deposit

question 59

Multiple Choice

Which of the following is NOT a differentiation between deposit insurance and state guaranty funds for the insurance industry?

• A)The required contributions provided by surviving insurers differs widely across states.
• B)The annual pro rata contributions often are legally capped for each insurer as a percent of premium income.
• C)A permanent guaranty fund does not exist for the insurance industry.
• D)Contributions by surviving firms into the guaranty fund occur before an insurance company has failed.

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Definitions:

Exogamy

A social arrangement where marriage is allowed only outside a social group, clan, or tribe.

Endogamy

The practice of marrying within a specific social group, caste, or ethnic community, often to preserve cultural or religious identity.

Plural Families

Family structures that include more than two adult members in a domestic unit, often associated with polygamy or other forms of non-monogamy.

Anti-Miscegenation

Laws or practices that prohibit interracial marriage or cohabitation between different races.