The Following Is an Example of a Credit Scoring Model

question 39

Multiple Choice

The following is an example of a credit scoring model to estimate the probability of debt rescheduling for country I:

P_i = 0.25DSR_i + 0.17IR_i - 0.03 INVR_i + 0.84VAREX_i + 0.93 MG_i

Where P_i is the probability of rescheduling country I's debt;DSR is the country's debt service ratio;IR is the country's import ratio;INVR is the country's investment ratio;VAREX is the country's variance of export revenue;and MG is the country's rate of growth of the domestic money supply.

According to this model,An FI would be most likely to lend to a country with

• A)a low debt service ratio.
• B)a high import ratio.
• C)a high investment ratio.
• D)a low variance of export revenue.

Comprehend the main principles of Social Darwinism and its impact on society.

Identify the working conditions and economic challenges faced by semiskilled industrial workers.

Acknowledge the methods through which skilled workers secured new freedoms and rights within expanding industries.

Distinguish the cities that played a crucial role in financing industrialization and westward expansion.

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Definitions:

Survival

The act of continuing to live or exist, especially under challenging conditions or threats.

Contextual Perspective

View of human development that sees the individual as inseparable from the social context.

Environmental

Relating to or arising from the natural world and the impact of human activity on its condition.

Interactive

Interactive involves two-way communication or engagement, where participants can influence or respond to each other.