Migration Analysis Is a Tool to Measure Credit Concentration Risk

question 24

Multiple Choice

Migration analysis is a tool to measure credit concentration risk and refers to

• A)the identification of problem loans in sectors by observing periodic migration of industries.
• B)the identification of credit concentration by observing trends in market borrowing by different sectors of the industry.
• C)the identification of credit concentration by observing the downgrading or upgrading of credit ratings on securities in different sectors of industry by public rating agencies.
• D)the identification of borrowing patterns such as long or short term debt by different sectors of industry.

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Definitions:

Physical Conflict

A confrontation involving bodily force between individuals or groups.

Aggression

Behavior intended to harm or intimidate others, manifested either physically or verbally.

Moral Reasoning

The process of determining right or wrong in ethical situations, often involving complex thought and the consideration of ethical principles.

Electra Complex

A psychoanalytic theory suggesting a girl's psychological competition with her mother for her father’s affection.