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Residential mortgages are a relatively small component of bank real estate loan portfolios.
Gift Causa Mortis
is a gift made by a person who anticipates imminent death, which becomes fully effective only if the donor dies of the anticipated condition.
Irrevocable Gift
A permanent transfer of assets or property from one party to another, which cannot be undone or taken back by the donor.
Fair-Use Doctrine
A legal doctrine that permits limited use of copyrighted material without requiring permission from the rights holders, typically for purposes such as criticism, comment, news reporting, teaching, scholarship, or research.
Copyright Infringement
The unauthorized use of copyrighted material without permission from the copyright holder, often violating their exclusive rights.
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