Which of the Following Statements Does NOT Reflect Credit Decisions

question 97

Multiple Choice

Which of the following statements does NOT reflect credit decisions at the retail level?

• A)Loans to retail customers are more likely to be rationed through interest rates than loan quantity restrictions.
• B)Most loan decisions at the retail level tend to be accept or reject decisions.
• C)Mortgage loans often are discriminated based on loan to price ratios rather than interest rates.
• D)Household borrowers require higher costs of information collection for lenders.

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Definitions:

Greater Risk

A situation or condition that increases the likelihood of a negative outcome or hazard, often used in health and safety contexts.

Sexually Transmitted Infections

Infections commonly spread by sex, including viruses, bacteria, and parasites.

Risky Behavior

Actions that expose individuals to harm or significant risk of negative consequences.

Gonorrhea

An STI caused by the Neisseria gonorrhoeae bacterium.