The balance sheet of XYZ Bank appears below. All figures in millions of U.S. dollars. 
-The cumulative one-year repricing gap (CGAP) for the bank is
Definitions:
Settlement Terms
Conditions that are agreed upon by parties to resolve a dispute or a lawsuit, often involving compromises or payments.
Bargaining Obligation
The legal responsibility of employers and unions to negotiate in good faith over terms and conditions of employment, including wages, hours, and working conditions.
Impasse
A situation in negotiations where no agreement can be reached because the parties involved cannot find a solution to their differences.
Recognition Strike
A strike action undertaken by workers to compel an employer to recognize their union as the official bargaining agent.
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