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Because of the adverse selection problem,lenders may refuse loans to individuals with low net worth.
Personal Freedom
The power or right of an individual to act, speak, or think as one wants without hindrance or restraint.
High Income
Referring to a level of earnings that substantially exceeds the average for a given population or area.
Self-Advancement
The act of improving one's position, status, or self-interest, often through personal development or career progression.
Welfare
Systems or policies that provide assistance and support to individuals in need to ensure their basic living conditions and well-being are met.
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