A Finance Company May Be Classified as a Subprime Lender

question 39

Multiple Choice

A finance company may be classified as a subprime lender if it

• A)charges interest rates below those charged by commercial banks.
• B)lends to low-risk customers.
• C)lends to high-risk customers.
• D)originated from check cashing outlets in the early 1990s.

---

Definitions:

Job Demands-Resources Model

A framework in organizational psychology that assesses how job demands and resources affect employee stress and motivation.

Work Engagement

The level of an employee's emotional and cognitive connection with their job, characterized by vigor, dedication, and absorption.

Burnout

A state of physical, emotional, and mental exhaustion caused by prolonged stress, leading to decreased effectiveness at work.

Job Resources

Various physical, psychological, social, or organizational aspects of a job that help in achieving work goals, reduce job demands, and stimulate personal growth, learning, and development.