Adopting an Enterprise Risk Management Approach by an FI Is

question 166

Multiple Choice

Adopting an enterprise risk management approach by an FI is likely to result in all of the following EXCEPT

• A)prioritizing each risk and managing them as a portfolio of risks.
• B)recognizing that risk-taking is rooted in subtle behavioral characteristics.
• C)larger investments in risk management processes and systems.
• D)encouraging a culture of risk awareness and decisions throughout the organization.

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Definitions:

Passivity

The trait of being inactive or submissive, often resulting in the absence of response or resistance.

Retardation of Learning

The slowing down or hindrance in the acquisition of knowledge, skills, or behaviors, often due to external or internal factors.

Generalized Conditioned Reinforcer

A type of reinforcer that has become reinforcing through its association with one or more other reinforcers, often used in operant conditioning.

Primary Reinforcers

Innate reinforcing qualities such as food, water, and relief from pain, which fulfill basic biological needs and do not require learning to be effective.