Which of the Following Observations Concerning Credit Unions Is NOT

question 26

Multiple Choice

Which of the following observations concerning credit unions is NOT true?

• A)They invest heavily in corporate securities.
• B)Member loans constitute a majority of their total assets.
• C)They tend to invest more of their assets in U.S.Treasuries than other DIs.
• D)They engage in off-balance-sheet activities.

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Definitions:

Commercial Segment

A portion of a market composed of businesses and organizations, as opposed to individual consumers.

Wholesale Division

A segment of a company that deals with selling goods in large quantities at lower prices, typically to retailers or other businesses rather than direct to consumers.

Contribution Margin

The difference between a company's sales revenue and variable expenses, indicating how much revenue contributes to covering its fixed costs and generating profit.

West Segment

A geographical or operational division of a company that focuses on business activities in the western region or sector.