Investment Companies Are Successful in Attracting Business Away from Banks

question 111

Multiple Choice

Investment companies are successful in attracting business away from banks and insurance companies primarily because they

• A)guarantee higher rates of return on savers' funds.
• B)remove interest rate risk for the saver.
• C)have no liquidity risk.
• D)give savers cheaper access to the direct securities markets.
• E)offer lower loan rates.

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Definitions:

Substance Abuse

The misuse of drugs or alcohol that leads to clinical impairment or distress.

DiClemente and Prochaska Model

A model describing a five-stage process of change for individuals overcoming addictive behaviors and other negative habits.

Precontemplation

A stage in the behavior change process where the individual is not yet considering change or is unaware of the need for change.

Maintenance

In a psychological or therapeutic context, maintenance refers to the ongoing process of sustaining progress made during treatment and preventing relapse into previous unhealthy behaviors.