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(I) In most years,the rate of return on short-term Treasury bills is below that on the 20-year Treasury bond.
(II) Interest rates on Treasury bills are more volatile than rates on long-term Treasury securities.
Self-motivation
The intrinsic drive to achieve goals, fulfill needs, and enhance personal growth without external encouragement.
Self-discipline
The ability to work systematically and progressively toward a goal until it is achieved.
Extinction
The weakening or decreasing of the frequency of undesirable behavior by removing the reward for such behavior.
Positive Reinforcement
A technique used in behavior psychology to increase the likelihood of a desirable behavior by rewarding it.
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