What Factors Are Used in Determining a Person's FICO Score

question 45

Multiple Choice

What factors are used in determining a person's FICO score?

• A) Past payment history
• B) Outstanding debt
• C) Length of credit history
• D) All of the above

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Definitions:

Emotional

Related to feelings or expressions of emotion, often indicating a person's mood or affective state.

Cognitive

Relating to mental processes such as awareness, perception, reasoning, and judgment.

Intellectual

Relating to the ability to think and understand ideas and information at a high level.

Behavioral

Pertaining to the ways in which behavior is learned, exhibited, and modified in response to the environment.