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In a fractional-reserve banking system the reserve/deposit ratio equals:
Kira's Internal Attribution
The explanation that Kira's behaviors or actions are due to her personal characteristics, feelings, or beliefs rather than external circumstances.
Collectivism
A cultural or societal value emphasizing the importance of groups and community over individual achievement or identity.
Cultural Outlook
The perspective and attitude towards life and world events from the standpoint of a specific culture's traditions, beliefs, and norms.
Individualism
A societal belief system that prioritizes individual autonomy over the control exercised by groups or government entities.
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