In the 1980s,thrift Institutions,which Had Been Almost Entirely Restricted to Making

question 87

Multiple Choice

In the 1980s,thrift institutions,which had been almost entirely restricted to making loans for home mortgages only,were allowed by regulators to

• A) finance acquisitions in commercial real estate.
• B) extend consumer loans.
• C) purchase junk bonds.
• D) do all of the above.
• E) do only A and B of the above.

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Definitions:

Permanent Change

An alteration or modification that is lasting and not reversible.

Learning

The process of acquiring new understanding, knowledge, behaviors, skills, values, or preferences through experience or instruction.

Generalization

In operant conditioning, the tendency to make the learned response to a stimulus similar to that for which the response was originally reinforced.

Unconditioned Stimulus

An unconditioned stimulus is a stimulus that naturally triggers a response without the need for prior learning.