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Studies indicate that a lack of skill transferability in the U.S. has a particularly large effect on the earnings of
Investment Certificates
Financial products issued by banks that offer a fixed interest rate over a specified term.
College
An educational institution or establishment, primarily providing tertiary education and granting academic degrees in various subjects.
Compounded Quarterly
The calculation of interest on the principal amount and any accumulated interest four times a year.
Compounded Semi-annually
Interest calculation method that adds interest to the principal sum twice a year, resulting in interest accumulation on interest already accrued.
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