If an Individual Is Less Careful About Avoiding Accidents or Illness

question 227

Multiple Choice

If an individual is less careful about avoiding accidents or illness because she has health insurance, this is an example of

• A) the free-rider problem.
• B) the moral hazard problem.
• C) the adverse selection problem.
• D) the Coase theorem.

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Definitions:

Civil Rights Movement

The social and political movement in the United States during the 1950s and 1960s aimed at eliminating racial discrimination against African Americans and securing legal rights.

Communists

Individuals or groups who adhere to communist ideology, advocating for a classless society and the abolition of private property.

Electoral Power

The ability or capacity of an individual or group to influence the outcome of elections through voting or other means.

U.S. Congress

The bicameral legislature of the federal government of the United States, consisting of two houses: the Senate and the House of Representatives.