The graph below shows the market for tickets to a "Final Four" sports event. Assume that there is only one kind of ticket to the event. 
A scalpers' market will exist if the event organizers set the official ticket price at
Definitions:
Premiums
Payments made regularly to an insurance company for coverage, often monthly or yearly.
Coinsurance Clause
A provision in an insurance policy that determines the percentage of the cost a policyholder is responsible for after the deductible is met.
Insurance Coverage
The amount and type of protection provided by an insurance policy against various risks or damages.
Coinsurance Clause
A provision in insurance policies requiring the policyholder to bear a portion of the costs of a claim, promoting shared risk.
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