Calculations Make It Clear That for the Majority of Current

question 59

Multiple Choice

Calculations make it clear that for the majority of current retirees, the rate of return on Social Security taxes and benefits was

• A)lower than what would have been generated in private stock-market investments.
• B)roughly equal to what would have been generated in private stock-market investments.
• C)greater than what would have been generated in private stock-market investments.
• D)riskier than what would have been generated in private stock market investments.

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Definitions:

Survivor Effect

The phenomenon whereby individuals or entities that make it past a selection process or to a later point in time are not representative of the entire original population.

Mental Disorders

Conditions that affect an individual's thinking, feeling, behavior, or mood, significantly impacting daily life and functioning.

Selective Optimization

A strategy of focusing on maintaining performance in some areas through the use of specifically tailored practices, skills, and abilities.