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An individual with alcohol dependence gets a DUI and is forced to attend counseling, although they don't intend to stop drinking.The therapist will likely accomplish more by using an approach that is:
Present Value
The current value of a future amount of money or stream of cash flows, discounted at a particular interest rate.
Compounded Quarterly
A method of calculating interest where the interest is added to the principal four times a year, resulting in the interest from one quarter earning interest in the next.
Compounded Semi-annually
Interest calculation method where the interest is added to the principal amount after every six months, increasing the total amount on which future interest accruals are based.
Interest
Money paid at a particular rate for the use of money lent, or for delaying the repayment of a debt.
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