The Case in Point on Terminal Illness and Life Insurance

question 19

Multiple Choice

The Case in Point on terminal illness and life insurance makes the point that:

• A) people who are terminally ill are taken advantage of by financial investors who purchase their life insurance policies.
• B) most states outlaw the viatical industry because the companies that purchase the life insurance policies of terminally ill patients don't have the funds to pay the premiums.
• C) viatical firms and financial investors share a win-win situation with terminally ill patients with whom they do business.
• D) a financial investor who pays more than 80 percent of the face value of an insurance policy is probably dealing with a patient that has a good chance of recovering from his or her illness.

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Definitions:

Embryonic Stage

A period of prenatal development from the second to the eighth week after conception, where major body structures and organs begin to form.

Fetal Stage

The fetal stage refers to a period in human development that begins during the 9th week of pregnancy and continues until birth, characterizing rapid growth and development of the fetus.

Prenatal Dangers

Hazards or risks to the health and development of a fetus during pregnancy, which can include substance exposure, infections, and poor maternal health.

Maternal Nutrition

The dietary health and nutritional intake of pregnant women, which is crucial for the development and health of the fetus.