Examlex
Which of the following occupations are represented by industry-specific organizations?
Excessive Reserves
Funds held by banks over and above the legal reserve requirement, not required but possibly maintained for additional safety or for other purposes.
Required Reserves
Required Reserves are the portion of depositors' balances that banks must have on hand as cash, according to central bank regulations.
Actual Reserves
The physical quantity of a resource or commodity that is known to be available and extractable under current conditions.
Reserve Requirement
The minimum amount of reserves that banks are required to hold by law, set by the central bank to control money supply.
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