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The minimum BAC to be considered driving under the influence in Canada is 0.15 percent.
Binder
A written, temporary insurance policy.
Temporary Coverage
A provisional or short-term insurance policy providing limited benefits until a more permanent insurance arrangement is implemented.
Insurance Company
An organization that offers risk management in the form of insurance policies to individuals and businesses, compensating for losses in return for premiums.
Coinsurance Clause
A clause in an insurance contract that encourages property owners to insure their property for an amount as close to full value as possible. If the owner insures the property up to a specified percentage—usually 80 percent—of its value, she or he will recover any loss up to the face amount of the policy.
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