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Which of the following theories hold that deviant,criminal,and delinquent behavior (such as drug abuse) are simply "doing what comes naturally" and do not require an explanation; what needs explaining is why people do not deviate from society's norms,rules,and laws?
Short-rate Penalty
A Short-rate Penalty is a fee charged to policyholders who cancel their insurance policy before it expires, calculating the refund using a method that is less favorable than pro-rata.
Annual Premiums
The amount paid on an annual basis for insurance coverage, which can pertain to various types of insurance policies.
Moving Vans
Moving Vans are large vehicles used for transporting household or commercial goods from one location to another during relocation.
Coinsurance Clause
A provision in an insurance policy requiring the policyholder to bear a portion of the covered losses in exchange for a lower premium.
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