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In the "Money from Mailing Lists" scenario,the heart of the issue is that:
Fair and Accurate Credit Transactions Act
A federal law aimed at enhancing consumer protections against identity theft and ensuring the accuracy of credit information.
Fair Credit Reporting Act
A federal law designed to ensure the accuracy, fairness, and privacy of information in consumer credit bureau files, and to protect consumers from unfair credit reporting practices.
Identity Theft
The fraudulent acquisition and use of a person's private identifying information, usually for financial gain.
Federal Trade Commission
A United States federal agency established to enforce antitrust and consumer protection laws to ensure healthy competition and protect consumers from unfair business practices.
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