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If a company had a pure variable cost s
Premium Rate
The rate charged for an insurance policy, reflecting the cost of coverage.
Annual Premium
The annual premium is the total amount paid for an insurance policy in a year, covering the policyholder for a specified term.
Coinsurance Clause
An insurance policy clause specifying that, if a property is not insured up to a certain percentage of its value, the owner is the bearer of part of the insurance and will not be covered for the full amount of damages.
Premium Rate
The cost of an insurance policy per unit of coverage, reflecting the likelihood of a claim being made.
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