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____________ Uses Existing Records Produced by People or Organizations Other

question 44

Multiple Choice

____________ uses existing records produced by people or organizations other than the researcher.


Definitions:

Equal Credit Opportunity Act

A U.S. federal law ensuring that all consumers are given an equal chance to obtain credit.

Truth-In-Lending Act

A U.S. federal law designed to protect consumers in their dealings with lenders and creditors, by requiring clear disclosure of key loan terms and costs.

Interest

The cost of borrowing money, typically expressed as a percentage of the amount borrowed, or the return on investment.

Misrepresentation

The act of providing false, misleading, or incorrect information typically in a contractual context, leading to an erroneous belief by another party.

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