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Which of the following traits is NOT part of the APA's definition of substance abuse?
Unsecured Debts
Financial obligations that do not have collateral backing, meaning the lender has no claim on the borrower's assets if the debt is not paid.
Professional Painter
An individual skilled and employed in applying paint or other coatings to surfaces as a form of protection or decoration.
Bankruptcy Alternatives
Various options or strategies, such as debt consolidation or negotiation, available to individuals or businesses to avoid filing for bankruptcy.
Chapter 13 Bankruptcy
A type of bankruptcy that allows individuals with a regular income to develop a plan to repay all or part of their debts over time.
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