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Converging trade winds flow toward the ITCZ,which shifts back and forth across the Equator over the course of the year.
Future Earnings
The projected income a company or individual is expected to generate in upcoming periods.
Investing Human Capital
The process of improving the workforce's skills and knowledge through education, training, and experience to enhance productivity and economic value.
Present Discounted Value
The current value of a future sum of money or stream of cash flows given a specified rate of return, used in time value of money calculations.
Direct Costs
Expenses that can be directly traced to the production of a specific good or service, such as materials and labor.
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