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Describe McClelland's acquired needs theory. How would a manager use this theory to motivate employees?
Target Date Fund
A mutual fund designed to adjust its asset allocation towards more conservative investments as it approaches a specific target date.
Variable Annuity
An insurance product that provides a retirement income and whose value fluctuates with the performance of the investment options chosen by the holder.
Life Expectancy
The average period that an individual is expected to live, based on demographic factors such as current age and health conditions.
Roth Retirement Plan
A type of retirement account that allows qualified withdrawals on a tax-free basis, provided certain conditions are met.
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